What distinguishes a credit card from a debit card?

Explanation

The correct answer is (c) Credit cards offer lines of credit A credit card allows the cardholder to borrow money up to a certain credit limit, which needs to be paid back later with interest if the balance is not cleared by the due date. On the other hand, a debit card is linked to the cardholder's bank account and allows them to spend only the money available in their account. Debit cards do not provide a line of credit and do not involve borrowing money