PPSC PCS 2025 · Question 88 of 100

Which of the following best defines the concept of 'Challenger Banks'?

Economy

ASystemically important banks that are subject to enhanced regulatory scrutiny due to their size and interconnectedness
BDigitally-driven small banking institutions that aim to disrupt traditional banking models through technology and innovationCorrect
CLarge sized Non-Banking Financial Companies which compete with traditional banks to provide financial services like loans, investments, etc.
DTraditional commercial banks that undergo restructuring to reduce non-performing assets and improve efficiency

Answer: B. Digitally-driven small banking institutions that aim to disrupt traditional banking models through technology and innovation

Challenger banks are digital-first small banks that disrupt traditional banking through technology.

Source: https://www.nimbusias.com/wp-content/uploads/2025/12/Punjab-PCS-GS-Original-Paper-2025.pdf

Practice the full PPSC PCS 2025 paper

Timed test with all 100 questions, just like the real exam.

PPSC PCS 2025 · Question 88 of 100

Economy

ASystemically important banks that are subject to enhanced regulatory scrutiny due to their size and interconnectedness
BDigitally-driven small banking institutions that aim to disrupt traditional banking models through technology and innovationCorrect
CLarge sized Non-Banking Financial Companies which compete with traditional banks to provide financial services like loans, investments, etc.
DTraditional commercial banks that undergo restructuring to reduce non-performing assets and improve efficiency

Challenger banks are digital-first small banks that disrupt traditional banking through technology.

Source: https://www.nimbusias.com/wp-content/uploads/2025/12/Punjab-PCS-GS-Original-Paper-2025.pdf

Practice the full PPSC PCS 2025 paper

Timed test with all 100 questions, just like the real exam.