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  9. Q41

PPSC PCS 2020 · Question 41 of 95

Consider the following pairings of Non-Performing Assets (NPA) classification in India with their descriptions: 1. Substandard assets: Assets which have remained NPAs for a period less than or equal to 12 months. 2. Doubtful assets: Assets which have remained in the substandard category for a period of 12 months. 3. Loss assets: Assets which are considered uncollectible and of such little value that their continuance as a bankable asset is not warranted, although there may be some salvage or recovery value. Which out of the above pairings are correct?

Economy

  1. AOnly 1 and 2
  2. BOnly 2 and 3
  3. COnly 1 and 3
  4. D1,2 and 3Correct

Answer: D. 1,2 and 3

Explanation

All three NPA pairings are correct: substandard (≤12 months as NPA), doubtful (12 more months in substandard), and loss assets (considered uncollectible).

Source: https://cdn.mindspritesolutions.com/examrace/SPSC/Punjab-PSC/Punjab-PSC-Past-Papers/Punjab-Civil-Service-2020-Official-Paper-1-Part-1.pdf

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