PYQPulse
HomeMocksPracticePYQsUpdatesDashboard
PYQPulse

Timing-accurate mock tests and PYQs for SSC, Banking and Railway exams — so the real paper feels like a revision.

Exams

  • SSC exams
  • Banking exams
  • Railway exams
  • All exams

Practice

  • Practice questions
  • Mock test series
  • Sectional tests
  • Year-wise PYQs
  • Performance analytics

Company

  • About us
  • Help Centre
  • Pricing
  • Sign in

Legal

  • Privacy Policy
  • Terms of Service

Contact

  • hello@testwala.co.in
  • Telegram
  • +91 62816 87760

Practice interface modeled on the official exam pattern — not the official examination. PYQPulse is not affiliated with the Staff Selection Commission, IBPS, SBI, RBI, NABARD, SEBI or Indian Railways.

© 2026 PYQPulse. All rights reserved.

Built for aspirants, by aspirants.

HomeMocksPracticeStats
  1. Home
  2. ›
  3. PYQs
  4. ›
  5. JKPSC KAS
  6. ›
  7. 2023
  8. ›
  9. Q44

JKPSC KAS 2023 · Question 44 of 100

Consider the following statements regarding Unified Payments Interface (UPI). 1. The UPI is a real-time payment system with a transfer limit of 1 lakh per transaction. 2. In addition to current and savings accounts, customers can link their overdraft account to UPI 2.0. 3. Customers can pre-authorise a transaction and pay at a later date in UPI 2.0. 4. According to NPCI, customers can check the invoice the merchant sent before making payment. How many statements given above are correct?

Indian Economy

  1. AOnly one statement
  2. BOnly two statements
  3. COnly three statements
  4. DAll the statementsCorrect

Answer: D. All the statements

Explanation

Per the published key all four are correct: UPI is real-time with a Rs 1 lakh per-transaction cap, UPI 2.0 added overdraft linking, pre-authorised/mandate payments, and signed intent/QR invoice verification.

Source: JKPSC KAS Prelims 2023 (Set A) via TheExamPillar

← Q43View full paper (100 questions)Q45 →

Practice the full JKPSC KAS 2023 paper

Timed test with all 100 questions, just like the real exam.

Start test